Equity release is seen as a last resort, but it is becoming more and more common as most people have made insufficient provisions for affording things in their later lives.
Most people have worked hard to buy their properties over the years. Bringing up their families in loving homes and taking great pride in the fact they own their own property. Some people are lucky and have made provisions for their later years in life by saving, but the majority of people have saved nothing or very little.
Are you over the age of 55 and a homeowner?
Equity release could be a way of you releasing cash from your home to spend how you choose. It can be released as a lump sum or on a monthly/yearly basis dependent on your particular requirements.
We tend to summarise the people who require equity release these into two categories
- • Necessity - Those who have no other obligation but to release cash from their home to pay for general day to day expenses or maybe repay an existing interest only mortgage.
- • Aspirational - Those who want the finer things in life, but can’t afford it from their existing savings or pension. A typical example would be a holiday home or a world cruise!
Whatever category you fit in we can help. We give a fully advised service making sure firstly that equity release is the right thing for you. We explore all of the other options available to you before recommending equity release as a solution.
We make sure that your family are aware (if you do not wish to let your family know then we will respect your choice) of the impact that equity release will have on their potential inheritance, as we feel that they should be involved in helping you make that decision. Also as part of our process we offer a full benefits check, ensuring that you are claiming the benefits you are entitled to and to ensure that if you do choose the equity release route what impact this will have on your existing benefits.
No stone is left unturned and we can assure you that our process is so robust that it gives you the peace of mind you need when making such an important decision. All our advisers have additional qualifications and experience gained in this complex field of equity release advice.
If you are interested please give us a call on 01902 847920 or fill in your details on thecontact form and someone will be in touch within 24 hours.
Our first initial consultation will be at no expense to you. Subsequent consultations may incur a charge. Pleaseclick here to see a copy of our fees and charges.
This may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.
CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE .
Professional introductions
Equity release can provide a solution to many different scenarios. It may not have been something that you or your clients have even thought of as a solution to a problem. So if you are a mortgage broker (who doesn’t advise on Equity Release), an IFA, Solicitor or Accountant, we are always looking for professional introductions. We may be able to provide your clients with the solution they have been looking for.
PleaseClick Here to email us or contact us on 01902847920 or 07740504570